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Define your expectations

What will life be like in retirement? It's different for everyone. But understanding the common events, potential obligations, and emotional and financial considerations can help you decide when to retire and understand what to expect.

Review your retirement expectations

You're more likely to achieve your goals if you plan for your retirement needs and write them down. Take some time to reassess your lifestyle expectations and consider any changes you might want to make.

Explore ideas and thought-starters

Emotional stages of retirement

If retirement is not what you thought it would be, you're not alone. Researchers have discovered five distinct emotional stages of retirement.

Read how other people experience retirement

Prepare for unexpected events

Life-changing events can impact your financial situation. Having a plan in place can help keep your retirement on track.

Make plans for dealing with unexpected events

Assess your family obligations

Although you may have saved enough for your own retirement, aging parents or adult children may also rely on your support. It's important to be realistic about how much financial help you'll be able to provide as you plan for retirement needs.

Evaluate your financial responsibilities to family

Determine your retirement age

While it's difficult to know exactly how long your retirement will last, weighing the benefits and drawbacks of retiring early or later can help you make a smart decision.

Evaluate when it's the right time for retirement

Envision your retirement lifestyle

Retirement is about more than money. It's important to think about how you'd like to spend your time, where you'd like to live and who you'd like to spend time with as well. People who write down their goals are more ikely to achieve them.

Consider retirement ideas and thought-starters

Emotional stages of retirement

Preparing for the emotions you might feel as you near and enter retirement is as important as preparing financially. Researchers have discovered five emotional stages of retirement.

Explore the emotions of retirement

Prepare for unexpected events

Life-changing events can impact your financial situation. Having a plan can help keep your retirement on track.

Make plans for dealing with unexpected events

Assess your family obligations

As you save for retirement, you may also find yourself financially supporting aging parents or adult children. This requires careful planning and an understanding of how to address these issues with your family.

Evaluate your financial responsibilities to family

Explore your age of retirement

The age you retire can have a big impact on your retirement lifestyle. You might already have an idea of when you'd like to retire, but do you understand all the implications?

Understand the options available for retiring

Create your retirement vision

Retirement is about more than money. Giving some thought to how you might want to spend your time when you retire can help shape your choices now.

Explore ideas and thought-starters

Emotional stages of retirement

Research shows that most people start preparing emotionally for retirement when they are 15 years away from their retirement age. Understanding how you might feel ahead of time can help you prepare.

Read about how retirement might feel

Prepare for the unexpected

Whether it's an illness, an inheritance, the loss of a spouse or the need to support a family member financially, preparing for the unexpected can help you keep your retirement savings on track.

Make plans for dealing with unexpected events

Financial planning services and investments offered through Ameriprise Financial Services, Inc., Member FINRA and SIPC.